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Topic: “Finances”

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Consider a Virtual Office

by Jim Martin

Do you have a service business whose nature is such that clients never visit your office or one that you are currently managing from your home. To separate home from business completely, you might want to consider establishing a virtual office. You can either use a post office box for… [READ MORE]About { title }

Ten Tips for Small Business Owners During Tough Financial Times

by Jim Martin

Each time the US economy slows, small business owners face tough financial times, many for the first time. Financial problems consume time and valuable business resources, but they must be resolved proactively. Many small business owners under-utilize the resources provided to them by their banker The American Banking Association has… [READ MORE]About { title }

Don’t Let Fear Limit Your Success

by Jim Martin

Don’t be afraid to take risks. You cannot succeed without taking risks. The simply act of opening a business is a risk. If you never take a risk, you will never offer anything that is not already available in the market. Being novel is a risk. If you interview a… [READ MORE]About { title }

Make Sure You Get Your Money from Your Customer

by Jim Martin

Where do you find the money to pay rent, utilities, your employees, your suppliers and all those other monthly expenses? You obviously use what your customers and clients pay you. But what if those funds don’t come in on time (or at all)? Ulcers and night sweats!! What can you… [READ MORE]About { title }

Are You Ready for Chip Cards?

by Jim Martin

Chip cards are proliferating. Your customers prefer them because they offer more security than the older cards which must be slid through a reader. While the new cards can be read the old way, you need to accommodate the new way. You can recognize the new cards by a chip… [READ MORE]About { title }

How Will Brexit Affect YOUR Business?

by Jim Martin

While the exit advocates celebrated Thursday’s Brexit vote, those who preferred to stay were left stunned by the thought of what an exit from the European Union could mean. Economists forecast that the separation will lead to the devaluation of the British Sterling, the decline of foreign investment in the… [READ MORE]About { title }

Estate Planning for Small Business Owners

by Jim Martin

If you own a business, it’s probably one of your most valuable assets, if not the most valuable. Your business is the culmination of a dream, a major source of your income and in some cases the primary livelihood for others. According to the folks at, it therefore… [READ MORE]About { title }

Ten Tips for New Small Businesses

by Jim Martin

by Beth Laurence, J.D.

1. Save as much money as possible before starting. People too often go into business with no savings, using loan money from friends, banks, or the SBA. They expect to start paying the loans back right away with their profits. What they don’t realize is… [READ MORE]About { title }

How to Successfully Run a One-Person Business

by Jim Martin

Many successful businesses started as one-person operations. Whether you expect to add employees in the future or plan to stay solo, these tips will help you run your one-person business properly.

Choose the right form of business. A one-person business is usually treated as a sole proprietorship for legal and… [READ MORE]About { title }

Tax Season is upon us!

by Pat Webb

Are you getting the most out of your business deductions? Do you want to minimize the chance of an audit?

Santa Cruz County SCORE Presents a Workshop - enrollment fee $35:

Audit Protection - File it Right and Maximize Your Business Deductions
Wednesday, February 10,… [READ MORE]About { title }